What is worse on your credit, Short Sale or Foreclosure?<\/h2>\n
The key credit element that most lenders use is the FICO <\/a>score<\/strong>. Designed by the Fair Issacs company, this is a complex score based on all of your credit history, credit diversity, credit balances vs. available credit. In short, they are using it to predict how likely you are to go 90 days late. By definition, the California foreclosure process takes longer than 90 days so automatically you will prove the worst to Fair Isaacs and your score will reflect it.<\/p>\n For more detailed information on Credit Score, FICO and the San Diego short sale process go to: http:\/\/shortorstaysandiego.com\/san-diego-short-sale-process-fico-score-credit-report\/\u00a0<\/a><\/p>\n Click here for more information on San Diego short sales:<\/a> San Diego short sale expert Gary Kent has written the book on short sales. Gary would like to offer the San Diego Short Sale Guide to you for free \u2013 Short Sale Guide. To find out how much your San Diego home is worth compared to owe much you owe, go to www.ShortOrStaySanDiego.com<\/a><\/p>\n The Gary Kent Team<\/a> 858-457-5368 of Keller Williams is a California Real Estate Broker, License 00862878. We are not licensed to provide legal or tax advice and we encourage our clients to seek legal and\/or tax advice early in the short sale process. <\/strong><\/p>\n Attend a free short sale seminar on October 22, 2012<\/strong> (PALOMAR REAL ESTATE STUDENTS ARE WELCOME TO ATTEND).<\/p>\n ” SHORT SALE: How To Avoid Foreclosure, Save Your Credit, & Protect Your Savings!”<\/a><\/p>\n – How soon can you buy after your short sale? Original verision of this post can be found at: http:\/\/shortorstaysandiego.com\/san-diego-short-sale-process-my-credit-after-short-sale-vs-foreclosure\/<\/a><\/p>\n Click here for more information on San Diego short sales:<\/a> San Diego Short Sale Process So, what about my credit after I do a short sale my San Diego home? What would be worse on your credit score, a short sale or foreclosure? In many cases, there can be a … Continue reading Come & Learn:<\/h2>\n
\n– Do YOU qualify for a short sale? Come & find out!
\n– Protect your savings & assets from bank lawyers!
\n– Do you have to pay anything to do your short sale?
\n– How to get thousands in cash \u201crelocation allowance\u201d
\n– Avoid the stigma & lingering problems of foreclosure
\n– Can your lender sue you for the loss on your short sale?
\n– What REALLY hurts your credit? …It\u2019s not what you think!
\n– Why a short sale is so much better for you than foreclosure
\n– Which \u201chardships\u201d qualify you for a short sale? Which don\u2019t?
\n– How we surprised one client with $14K cash at closing…legally
\n– If an agent does THIS, do NOT let them touch your short sale!
\n– What HAFA is & how it can make your short sale faster & easier
\n– 7 options if you owe too much. Most agents only tell you 2-3
\n– You\u2019ve heard of property flipping. How about \u201cflopping\u201d?!
\n– Should you be current on HOA dues? Property taxes?
\n– Avoid dangerous scams, including the latest one
\n– When it\u2019s illegal for banks to ask you for $$$
\n– Will a short sale delay\/prevent foreclosure?
\n– Should you spend $$ to fix up your home?
\n– Must you be behind on your mortgage?
\n– Can you sell to family or friends?
\n– Can you buy your home back?
\nThe Gary Kent Team of Keller Williams is a California Real Estate Broker, License 00862878. We are not licensed to provide legal or tax advice and we encourage our clients to seek legal and\/or tax advice early in the short sale process. Click here for more information on San Diego short sales:<\/a><\/p>\nSan Diego Short Sale Process:<\/h2>\n
![\"Gary](\"http:\/\/garykentteam.com\/images\/garykent.jpg\")
by Gary Kent<\/a>. Gary has successfully helped well over 200 clients and their families sell their homes or other real estate via a short sale. In 1991, he closed his first short sale for a young family, and since has been helping clients get out of stressful financial situations, escape from \u201cunder water\u201d mortgages, avoid foreclosure (and the accompanying stigma), save their credit, and maintain their pride through a short sale. You can find Gary on Facebook<\/a>, Twitter<\/a> and Google+<\/a>.<\/p>\n
\nSan Diego short sale expert Gary Kent has written the book on short
\nsales. Gary would like to offer the San Diego Short Sale Guide to you
\nfor free \u2013 Short Sale Guide. To find out how much your San Diego home is
\nworth compared to owe much you owe, go to www.ShortOrStaySanDiego.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"