{"id":122,"date":"2012-09-24T16:52:06","date_gmt":"2012-09-24T23:52:06","guid":{"rendered":"http:\/\/pages.palomar.edu\/khall\/?p=122"},"modified":"2012-09-24T16:52:06","modified_gmt":"2012-09-24T23:52:06","slug":"san-diego-short-sale-process-question-is-your-bank-laughing-at-you","status":"publish","type":"post","link":"https:\/\/pages.palomar.edu\/khall\/2012\/09\/24\/san-diego-short-sale-process-question-is-your-bank-laughing-at-you\/","title":{"rendered":"San Diego Short Sale Process Question-Is Your Bank Laughing At You?"},"content":{"rendered":"<h1>San Diego Short Sale Process<\/h1>\n<h2>Is Your Bank Laughing At You?<\/h2>\n<p>As a <strong>San Diego home owner<\/strong>, does it feel like your bank is laughing at you? It sort of does, doesn&rsquo;t it? I mean when you compare your mortgage payment to the amount it would cost to rent the same home&hellip; YIKES! And what about when you owe more than it is worth? The bank knows that you have no equity and they are hoping to keep you paying.<\/p>\n<p>Even if the bank isn&#8217;t laughing at you, some <a href=\"http:\/\/www.SanDiegoHomePage.com\">San Diego home<\/a> owners face a dilemma. What do I do when I owe more on my house than it is worth? What are my options? Should I try a loan modification? Will the bank work with me? <a>What is my tax exposure if I do a short sale on my San Diego home<\/a>? What is the short sale process? Will the bank approve my short sale?<\/p>\n<h2>Here are three steps to learn more about the San Diego Short Sale Process:<\/h2>\n<p>1. Go to our website <a href=\"http:\/\/www.ShortOrStaySanDiego.com\">www.ShortOrStaySanDiego.com<\/a> to see how long you will have to pay on your San Diego home before it is worth more than what you owe.<\/p>\n<p>2. Or, call San Diego short sale specialist Gary Kent at 858-457-5368 for a quick confidential analysis of your situation.<a href=\"http:\/\/shortorstaysandiego.com\/about-us\/\">San Diego short sale expert Gary Kent<\/a> has written the book on bank short sales. Gary would like to offer the San Diego Short Sale Guide to you for free &ndash; <a href=\"http:\/\/shortorstaysandiego.com\/about-us\/\">Click Here<\/a>.<\/p>\n<p>3. Attend a free seminar on October 22, 2012 <a href=\"http:\/\/www.garykentteam.com\/seminars32.htm\" target=\"_blank\">&#8221; SHORT SALE: How To Avoid Foreclosure, Save Your Credit, &amp; Protect Your Savings!&#8221;<\/a><\/p>\n<h2>Come &amp; Learn:<\/h2>\n<p>&#8211; How soon can you buy after your short sale?<\/p>\n<p>&#8211; Do YOU qualify for a short sale? Come &amp; find out!<\/p>\n<p>&#8211; Protect your savings &amp; assets from bank lawyers!<\/p>\n<p>&#8211; Do you have to pay anything to do your short sale?<\/p>\n<p>&#8211; How to get thousands in cash &ldquo;relocation allowance&rdquo;<\/p>\n<p>&#8211; Avoid the stigma &amp; lingering problems of foreclosure<\/p>\n<p>&#8211; Can your lender sue you for the loss on your short sale?<\/p>\n<p>&#8211; What REALLY hurts your credit? &#8230;It&rsquo;s not what you think!<\/p>\n<p>&#8211; Why a short sale is so much better for you than foreclosure<\/p>\n<p>&#8211; Which &ldquo;hardships&rdquo; qualify you for a short sale? Which don&rsquo;t?<\/p>\n<p>&#8211; How we surprised one client with $14K cash at closing&#8230;legally<\/p>\n<p>&#8211; If an agent does THIS, do NOT let them touch your short sale!<\/p>\n<p>&#8211; What HAFA is &amp; how it can make your short sale faster &amp; easier<\/p>\n<p>&#8211; 7 options if you owe too much. Most agents only tell you 2-3<\/p>\n<p>&#8211; You&rsquo;ve heard of property flipping. How about &ldquo;flopping&rdquo;?!<\/p>\n<p>&#8211; Should you be current on HOA dues? Property taxes?<\/p>\n<p>&#8211; Avoid dangerous scams, including the latest one<\/p>\n<p>&#8211; When it&rsquo;s illegal for banks to ask you for money to close your short sale<\/p>\n<p>&#8211; Will a short sale delay\/prevent foreclosure?<\/p>\n<p>&#8211; Should you spend money to fix up your home?<\/p>\n<p>&#8211; Must you be behind on your mortgage?<\/p>\n<p>&#8211; Can you sell to family or friends?<\/p>\n<p>&#8211; Can you buy your home back?<\/p>\n<p>The Gary Kent Team of Keller Williams is a California Real Estate Broker, License 00862878. We are not licensed to provide legal or tax advice and we encourage our clients to seek legal and\/or tax advice early in the short sale process. <a href=\"http:\/\/shortorstaysandiego.com\/on-my-san-diego-short-sale-can-my-bank-make-me-pay-anything-to-process-a-short-sale\/\">Click here for more information on San Diego short sales:<\/a><\/p>\n<h2>San Diego Short Sale Process:<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" name=\"Gary Kent\" src=\"http:\/\/garykentteam.com\/images\/garykent.jpg\" id=\"gary\" height=\"100\" alt=\"Gary Kent Picture\" width=\"85\" style=\"padding-left: 8px;\" \/>by <a href=\"http:\/\/www.garykentteam.com\" target=\"_blank\">Gary Kent<\/a>. Gary has successfully helped well over 200 clients and their families sell their homes or other real estate via a short sale. In 1991, he closed his first short sale for a young family, and since has been helping clients get out of stressful financial situations, escape from &ldquo;under water&rdquo; mortgages, avoid foreclosure (and the accompanying stigma), save their credit, and maintain their pride through a short sale. You can find Gary on <a href=\"https:\/\/www.facebook.com\/GaryKentTeam\" target=\"_blank\">Facebook<\/a>, <a href=\"https:\/\/twitter.com\/garykentteam\" target=\"_blank\">Twitter<\/a> and <a href=\"https:\/\/plus.google.com\/100735161232589864207\/posts\" rel=\"author\" target=\"_blank\">Google+<\/a>. &nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>San Diego Short Sale Process Is Your Bank Laughing At You? As a San Diego home owner, does it feel like your bank is laughing at you? It sort of does, doesn&rsquo;t it? I mean when you compare your mortgage &hellip; <a href=\"https:\/\/pages.palomar.edu\/khall\/2012\/09\/24\/san-diego-short-sale-process-question-is-your-bank-laughing-at-you\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":127,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[4],"tags":[],"class_list":["post-122","post","type-post","status-publish","format-standard","hentry","category-real-estate-finance"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p6SnKv-1Y","_links":{"self":[{"href":"https:\/\/pages.palomar.edu\/khall\/wp-json\/wp\/v2\/posts\/122","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pages.palomar.edu\/khall\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pages.palomar.edu\/khall\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pages.palomar.edu\/khall\/wp-json\/wp\/v2\/users\/127"}],"replies":[{"embeddable":true,"href":"https:\/\/pages.palomar.edu\/khall\/wp-json\/wp\/v2\/comments?post=122"}],"version-history":[{"count":2,"href":"https:\/\/pages.palomar.edu\/khall\/wp-json\/wp\/v2\/posts\/122\/revisions"}],"predecessor-version":[{"id":124,"href":"https:\/\/pages.palomar.edu\/khall\/wp-json\/wp\/v2\/posts\/122\/revisions\/124"}],"wp:attachment":[{"href":"https:\/\/pages.palomar.edu\/khall\/wp-json\/wp\/v2\/media?parent=122"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pages.palomar.edu\/khall\/wp-json\/wp\/v2\/categories?post=122"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pages.palomar.edu\/khall\/wp-json\/wp\/v2\/tags?post=122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}